AVDJI , Alina. Digitalisation of banking: new challenges and opportunities. ECONOSCITECH INTEGRATION, [S. l.], v. 2, n. 4, 2025. DOI: 10.5281/zenodo.16959293. Disponível em: https://econoscitech-integration-journal.uz/index.php/journal/article/view/37. Acesso em: 17 sep. 2026.