KHAKIMOV, Odil Arzikulovich. DIGITAL TRANSFORMATION OF BANKING SERVICES: ENHANCING EFFICIENCY AND CUSTOMER EXPERIENCE IN REMOTE BANKING. ECONOSCITECH INTEGRATION, [S. l.], v. 4, n. 11, p. 376–382, 2026. DOI: 10.5281/zenodo.24129935. Disponível em: https://econoscitech-integration-journal.uz/index.php/journal/article/view/967. Acesso em: 11 nov. 2026.