PARMANOVA , Rikhsi; BUDHI PAMUNGKAS GAUTAMA; QUDRATOV , Inomjon. FINANCING SMALL AND MEDIUM-SIZED ENTERPRISES IN UZBEKISTAN AND INDONESIA: CHALLENGES OF CONVENTIONAL LENDING AND THE POTENTIAL OF THE ISLAMIC PARTNERSHIP (MUSHARAKAH) MODEL. ECONOSCITECH INTEGRATION, [S. l.], v. 3, n. 4, 2026. DOI: 10.5281/zenodo.20079283. Disponível em: https://econoscitech-integration-journal.uz/index.php/journal/article/view/69. Acesso em: 7 oct. 2026.