M., Sa’dullaeva. “INTERNATIONAL EXPERIENCE IN IMPROVING COMMERCIAL BANK CAPITAL EFFICIENCY AND OPPORTUNITIES FOR ITS APPLICATION IN UZBEKISTAN’S BANKING PRACTICE”. ECONOSCITECH INTEGRATION 3, no. 10 (October 26, 2026): 376–382. Accessed November 4, 2026. https://econoscitech-integration-journal.uz/index.php/journal/article/view/866.