Khakimov, Odil Arzikulovich. “DIGITAL TRANSFORMATION OF BANKING SERVICES: ENHANCING EFFICIENCY AND CUSTOMER EXPERIENCE IN REMOTE BANKING”. ECONOSCITECH INTEGRATION 4, no. 11 (November 11, 2026): 376–382. Accessed November 11, 2026. https://econoscitech-integration-journal.uz/index.php/journal/article/view/967.