Parpiyeva R. ASSESSMENT AND IMPROVEMENT OF DIGITAL BANKING SERVICE EFFICIENCY THROUGH THE INTEGRATION OF ARTIFICIAL INTELLIGENCE AND FINTECH TECHNOLOGIES IN COMMERCIAL BANKS OF UZBEKISTAN. EST [Internet]. 2026 Jul. 1 [cited 2026 Oct. 24];3(7):567-272. Available from: https://econoscitech-integration-journal.uz/index.php/journal/article/view/438