Alovuddin J. AN ANALYSIS OF LEADING FOREIGN BANKS’ PRACTICES IN APPLYING ARTIFICIAL- INTELLIGENCE-BASED MANAGEMENT SYSTEMS FOR CREDIT RISK ASSESSMENT AND THE EARLY DETECTION OF PROBLEM LOANS. EST [Internet]. 2026 Sep. 10 [cited 2026 Sep. 15];3(9):160-3. Available from: https://econoscitech-integration-journal.uz/index.php/journal/article/view/582