A CONCEPTUAL MODEL OF THE IMPACT OF INTERMEDIATION SERVICES ON BANK PERFORMANCE AND ITS STATISTICAL RESEARCH METHODOLOGY

Authors

  • Miraxmedov Jasur Isroilovich

DOI:

https://doi.org/10.5281/zenodo.20765270

Keywords:

bank efficiency, intermediation services, conceptual model, statistical methodology, income diversification, institutional factors, operational efficiency.

Abstract

This paper develops a conceptual model explaining the impact of intermediation services on
bank performance and proposes a statistical research methodology for its empirical validation. The study
analyses direct and indirect relationships between service diversification, institutional determinants, and
efficiency indicators within a systematic framework. As a result, a multidimensional methodological basis for
assessing bank performance is established.

Author Biography

Miraxmedov Jasur Isroilovich

Independent Researcher,
Department of Economic Statistics,
Tashkent State University of Economics

References

Rakhimov, K., & Usmanova, D. (2020). Structural Transformation of Banking Services and Performance

Indicators in Transitional Economies. Tashkent: Finance Press.

Tursunov, B. (2021). Commission-Based Income and Risk-Adjusted Banking Efficiency. Tashkent:

Economic Development Publishing.

Khodjaev, M., & Erkinova, S. (2022). Digital intermediation and operational productivity of commercial

banks. Journal of Financial Studies, 7(2), 45–59.

Salimov, A. (2023). Institutional Determinants of Banking Service Expansion. Tashkent: Institutional

Economics Review.

Ismailova, N. (2023). Statistical modeling of service-based revenue impact on bank profitability. Economic

Analysis Quarterly, 9(1), 72–88.

Boyd, J. H., & Prescott, E. C. (1986). Financial intermediary coalitions. Journal of Economic Theory, 38(2),

–232.

Allen, F., & Gale, D. (2000). Comparing Financial Systems. Cambridge, MA: MIT Press.

DeYoung, R., & Rice, T. (2004). Noninterest income and financial performance at U.S. commercial banks.

Financial Review, 39(1), 101–127.

Claessens, S., & van Horen, N. (2014). Competition and bank efficiency. Journal of Banking & Finance,

, 1–15.

Laeven, L., & Levine, R. (2009). Bank governance, regulation, and risk taking. Journal of Financial

Economics, 93(2), 259–275.

Downloads

Published

2026-06-01