STRUCTURE AND DYNAMICS OF BANK LOANS
DOI:
https://doi.org/10.5281/zenodo.21099638Keywords:
commercial banks, lending, loan portfolio, mortgage loan, consumer loan, digital banking services, credit risks, financial literacy.Abstract
This article analyzes the structure and dynamics of credit services provided by commercial
banks in the Republic of Uzbekistan. The study examines the main areas of the lending system, including the
financing of small businesses, consumer loans, mortgage loans, and digital lending processes. In addition, the
article considers existing problems in lending practice and proposes ways to address them.
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